Javea (Xabia) Intelligence Hub
Complete market profile for Spain's most sought-after Costa Blanca town. Prices, yields, costs, buying guide, and AI-scored investment data.
Market Profile
Buyer Nationality Breakdown
New Build Price Guide
| Property Type | Price Range | Typical Size | €/m² |
|---|---|---|---|
| 2-bed Apartment | €280k–450k | 80–110 m² | €3,200–4,100 |
| 3-bed Apartment | €350k–600k | 100–150 m² | €3,500–4,000 |
| 3-bed Townhouse | €400k–700k | 120–180 m² | €3,300–3,900 |
| 3-bed Villa | €550k–1.2M | 150–300 m² | €3,500–4,500 |
| Luxury Villa | €1.2M–3M+ | 300–600 m² | €4,000–6,000 |
Investment Zones
Arenal
5–6% yieldPremium beachfront. Walking distance to restaurants and sandy beach. Highest rental demand.
Old Town
4–5% yieldHistoric charm, traditional architecture. Local lifestyle. Year-round community.
Port
5–6% yieldAuthentic fishing port. Growing gastronomy scene. Strong character.
Cap Marti / Tosalet
4–5% yieldElevated positions with panoramic sea views. Luxury segment. Privacy.
Montgo
5–7% yieldMountain backdrop. Nature reserve adjacent. Best value in Javea.
Portitxol / Granadella
3–4% yieldExclusive hillside with cove access. Limited supply. Trophy properties.
Cost of Ownership
Annual costs for a typical 2-bed apartment valued at €250,000
| Cost | Annual Amount | Notes |
|---|---|---|
| IBI (property tax) | €400–800 | 0.4–1.1% of cadastral value |
| Community fees | €1,200–3,600 | Pool, garden, lift dependent |
| Basura (refuse) | €150–300 | Municipal tax |
| Home insurance | €250–500 | Building + contents |
| Utilities | €1,200–2,400 | Electric, water, internet |
| Non-resident tax (IRNR) | €600–1,200 | 19% EU / 24% non-EU |
| Maintenance reserve | €500–1,000 | Recommended 0.5% of value |
| Total Annual Cost | €4,300–9,800 | 1.7–3.9% of value |
One-Time Purchase Costs
| VAT (new build) | 10% | IVA — applies to all new builds |
| Stamp duty (AJD) | 1.5% | Valencia region rate |
| Transfer tax (resale) | 10% | ITP — instead of VAT for resale |
| Notary fees | €600–1,200 | Scale based on price |
| Land registry | €400–700 | Inscription fee |
| Legal fees | 1–1.5% | Independent lawyer essential |
| Total Buying Costs | 12–14% | On top of purchase price |
Holiday Rental Management
| Service Level | Fee (% of revenue) | Includes |
|---|---|---|
| Self-managed | 0% | Owner handles all operations |
| Check-in only | 8–12% | Key handover, basic cleaning |
| Standard | 15–20% | Marketing, bookings, cleaning, maintenance |
| Full-service luxury | 25–30% | Concierge, revenue optimization, legal |
Tourist license (Licencia Turistica) required. Application through Valencia regional government. Processing: 2–4 months.
Buying Process in Javea
Get NIE Number
Week 1Numero de Identidad de Extranjero. Apply at Spanish consulate or local police. Cost: €10-15.
Open Spanish Bank Account
Week 1–2Required for payments. CaixaBank, Sabadell, or Bankinter. Bring NIE + passport + proof of income.
Property Due Diligence
Week 2–4Nota Simple from Land Registry (€10). Town hall planning checks. Developer bank guarantee for off-plan.
Reservation & Deposit
Week 3–4Reservation: €3,000–10,000. Arras contract: 10% deposit. Seller withdrawal = double deposit returned.
Mortgage (if needed)
Week 3–8Non-resident LTV: 60–70%. Rate: Euribor + 1.5–2.5% (variable) or 4–5% (fixed). Approval: 3–6 weeks.
Notary Completion
Week 8–12Escritura signed before notary. Balance via banker’s draft. Keys handed over same day.
Registration & Taxes
Week 8–14Land Registry: 1–3 months. New build: 10% VAT + 1.5% stamp duty. Resale: 10% transfer tax.
Post-Purchase Setup
Week 12+Utility transfers, community fee direct debit, home insurance, tourist license application.
Golden Visa Status
Property-based Golden Visa no longer available for new applications. Existing holders can renew. Property investment in Javea remains attractive on fundamentals alone.
Alternative Residency Routes
Javea vs Neighbouring Markets
| Location | Avg €/m² | Yield | Character |
|---|---|---|---|
| Javea | €3,200–4,500 | 5–7% | Premium, 3 distinct areas |
| Moraira | €3,500–5,000 | 4–6% | Quieter, exclusive, British |
| Denia | €2,200–3,500 | 5–7% | Larger town, more Spanish |
| Calpe | €2,000–3,000 | 6–8% | Higher yield, mass tourism |
| Altea | €2,500–4,000 | 4–6% | Artistic, boutique, hillside |
| Benitachell | €2,200–3,200 | 5–7% | Adjacent to Javea, 20% cheaper |