Buyer guide · French · 2026

French buyers,
Spanish property.

The complete data-driven guide for Français-speaking investors buying Spanish new-builds in 2026. Tax. Currency. Regions. Live inventory. Numbers.

IRNR rate (rental profit)
19%
Currency
EUR · €
Typical budget band
€200 000 – €900 000
Preferred regions
Costa Brava

Why French buy.

Proximity, shared EU framework, Costa Brava familiarity. Most French buyers cluster in Costa Brava and Costa del Sol, partly for the flight time (Barcelona / Malaga / Alicante) and partly for the established community networks.

Tax — the 19% number.

Spain levies 19% IRNR (Impuesto sobre la Renta de No Residentes) on rental profit for EEA residents — that is the first number you need to price in. A gross 6% yield becomes 4.9% net of IRNR, before management (15–20%), community fees, IBI (~0.4% of cadastral), and insurance.

IFI (French wealth tax on real-estate) taxes worldwide property above €1.3M. Spanish property included. Treaty credit on Spanish IRNR.

The France–Spain double-tax treaty means Spanish tax paid is credited against your home-country liability — you don't pay twice.

Currency — EUR.

You're already in euro — no FX friction. The cleanest buyer currency in Spain.

Common questions.

What tax do French buyers pay on Spanish rental income?+

French buyers pay 19% IRNR on rental profit in Spain. The France–Spain double-tax treaty prevents double taxation.

What is a realistic French budget for Spanish property in 2026?+

Most French buyers in 2026 work within €200 000 – €900 000 for new-build property, with strong clustering in Costa Brava and Costa del Sol.

Can French citizens get a Spanish Golden Visa?+

French citizens are EEA nationals with automatic right of residence in Spain. Golden Visa isn't needed — standard EU registration applies.

Does France tax Spanish property in a punitive way?+

IFI (French wealth tax on real-estate) taxes worldwide property above €1.3M. Spanish property included. Treaty credit on Spanish IRNR.

How long do French flights to the Costas take?+

Paris / Lyon · Barcelona / Malaga / Alicante

The rest of the terminal.

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