One methodology. Four institutional pillars.
Memo Engine for investment committees. AVM for credit and underwriting. Portfolio Risk Simulator for asset managers. Index Family for benchmarking. Same substrate, four professional outputs, methodology audit trail public, cryptographic integrity per artefact.
Memo Engine — IC-forwardable in 30 seconds
Natural-language thesis in, institutional-grade 10-section memo out, in under 30 seconds. Claude Sonnet 4.5 + Avena substrate. Candidate selector + Counterpart enrichment + Genesis scenario overlay. Output: PDF + JSON + persistent short URL for IC distribution.
Generate a memo →AVM — bank-grade in under one second
Town × type median €/m² base with multiplicative hedonic adjustments. Approximates the full hedonic OLS to ±3% RMSE on Spanish coastal backtest. Returns predicted value, confidence band, SHAP-style attribution, methodology version. EBA AVM consultation-compliant by design.
API endpoint →Portfolio Risk Simulator — upload your book
Drop in a portfolio (CSV, parquet, or APIP JSON). Returns Avena-view valuation, cohort risk decomposition, regime classification, Counterpart developer exposure mapping, regulatory regime exposure, stress projections. The institutional view across your residential book.
Run a portfolio →Index Family — AVENA-CC · AVENA-VAL · AVENA-SCR · AVENA-DPT
The Avena Property Cycle Index (CC) composite of five sub-signals from BIS residential cycle literature. AVENA-VAL aggregates AVM medians. AVENA-SCR rolls up Avena Scores. AVENA-DPT tracks regional depth metrics. All daily-refreshed, methodology-audited, citation-stable under DOI.
View live indices →Agent — autonomous research workflow
Define a research question; Avena's agent runs a multi-step workflow against the substrate — pulls properties, classifies, generates memos, builds scenarios, returns a research dossier. Used by family offices for thematic deal sourcing and institutional research desks for cohort studies.
Agent endpoint →Pricing
Institutional pricing is tier-based. Designated authority tier is free for ECB, EBA, ESMA, EIOPA, ESRB, national CBs, IMF, BIS, OECD researchers.
- · One desk seat
- · Full API access
- · Memo Engine unlimited
- · AVM unlimited
- · Methodology audit
- · Multi-seat institutional
- · Portfolio Risk Simulator
- · Custom index licensing
- · Dedicated Slack channel
- · Roadmap input
- · ECB / EBA / ESMA / EIOPA / ESRB
- · Free for national CBs
- · Free for IMF / BIS / OECD
- · Free for academic research
- · Citation in return
Request access
Institutional access is gated for desk-tier and above. Tell us about your team and we will configure your tier within two business days.