Explainable valuation,
audit-defensible.
For asset managers required to disclose residential property exposures under the EU Corporate Sustainability Reporting Directive (CSRD) and the Sustainable Finance Disclosure Regulation (SFDR). Every valuation ships with SHAP-style attribution explaining the drivers, sourced inputs, and methodology version stamp. Built to survive auditor scrutiny.
Explainable valuation with attribution.
POST https://avenaterminal.com/api/v1/explainable-avm
Content-Type: application/json
Authorization: Bearer <institutional-key>
{
"country": "ES",
"town": "Marbella",
"type": "Apartment",
"built_m2": 110,
"beds": 3,
"beach_km": 0.4
}
→ {
"value_eur": 487200,
"confidence_low_eur": 458000,
"confidence_high_eur": 516400,
"attribution": [
{ "feature": "beach_distance", "shap_eur": +72000, "rationale": "<1km beach premium" },
{ "feature": "town_marbella", "shap_eur": +58000, "rationale": "Costa del Sol premium" },
{ "feature": "built_area", "shap_eur": +34000, "rationale": "110m² vs 92m² comparable median" },
...
],
"comparables": [...],
"methodology_version": "v2026.05",
"signature": "9c4b2f..."
}Each attribution line is a SHAP value — the marginal contribution of that feature to the final valuation. Auditors can reproduce the calculation from the published methodology. Fund managers can defend their CSRD/SFDR disclosure with explicit, signed, replayable attribution.
Three regulatory requirements, one product.
Real-estate investments must be disclosed with their valuation methodology, supporting evidence, and material assumptions. SHAP attribution + signed output satisfies all three.
Funds classified Article 8 or 9 must demonstrate sustainability characteristics including geographic and asset-type concentration. Avena's cohort breakdown + cross-validation supports the disclosure narrative.
Property exposures within the EU Green Taxonomy require documented valuation with chain-of-evidence. Methodology version stamps + HMAC signatures + DOI-anchored framework provide the chain.
Sold as an annual subscription per fund family. Includes bulk batch endpoint for periodic disclosure cycles, dedicated compliance officer onboarding, audit-trail export to PDF, and direct support during regulator inquiries.